State Laws

Search state statutes and regulations in all 50 states and the District of Columbia to find out what rights you have in your state and what other states are doing to empower physicians and patients in the face of health insurer market power.

State Law

Illinois Compiled Statutes-215 ILCS 124/-Network Adequacy and Transparency Act

02/20/2025 Illinois Sections 124/5, 124/10, 124/15, 124/20 and 124/25

Definitions; Network adequacy; Notice of nonrenewal or termination; Transition of services; Network transparency

Anti-gag clause, Continuity of Care Post-Contract, Directories, Network Adequacy
State Law

Revised Code of Washington-Title 48-Chapter 48.49-Balance Billing Protection Act

12/19/2024 Washington Sections 48.49.003, 48.49.005, 48.49.010, 48.49.040, 48.49.070, 48.49.080, 48.49.090, 48.49.130, 48.49.135, 48.49.160, and 48.49.170,

Findings—Intent—2019 c 427; Short title; Definitions; Dispute resolution process—Determination of commercially reasonable payment amount; Requirement to provide certain information on website or upon consumer request—Requirement to provide carriers with nonemployed provider lists; Health care provider—Requirement to provide certain information on website or upon consumer request—Requirement to submit network status information to carriers; Carrier—Requirement to update website and provider directory—Requirement to provide enrollee with certain information; Application of chapter to self-funded group health plans that elect to participate in balance billing protection provisions—Annual notice to commissioner; Determining the adequacy of provider networks—Required considerations; Allowed amounts paid to nonparticipating providers; Application of state and federal requirements—Applicability information access—Waivers prohibited

Directories, Network Adequacy, OON-Payment Issues
State Law

Maryland Admin. Code-Title 31-Subtitle 10-Chapter 44. Network Adequacy

07/22/2023 Maryland Sections 31.10.44.02 through 31.10.44.11

Definitions; Network Adequacy Standards; Filing and Content of Access Plan; Travel Distance Standards; Appointment Waiting Time Standards; Provider-to-Enrollee Ratio Standards; Telehealth; Waiver Request Standards; Confidential Information in Access Plans

Network Adequacy
State Law

Illinois Admin. Code-Title 50. Insurance-Part 4540. Network Adequacy and Transparency

07/21/2023 Illinois Sections 4540.10 through 4540.80

Purpose and Scope; Applicability; Definitions; Filing Procedures; Material Changes to a Network; Provider Directory Audits; Notice of Nonrenewal or Termination; Confidentiality

Anti-gag clause, Directories, Network Adequacy
State Law

Insurance Code-Division 2-Part 2-Chapter 1. The Contract-Article 2. Transfer

08/29/2023 California Section 10133.54

Network Adequacy

Network Adequacy
State Law

Health and Safety Code-Division 2-Chapter 2.2. Health Care Service Plans-Article 5. Standards

08/29/2023 California Sections 1367.03 and 1367.031

Network Adequacy; Directories

Directories, Network Adequacy
State Law

West Virginia Ins Commission-Health Benefit Plan Network Access and Adequacy-Title 114, Series 100

08/28/2023 West Virginia Sections 114-100-1 through 114-100-7

General; Definitions; Network Adequacy Standards; Network Access Plan Standards; Coordination and Continuity of Care; Network Access Plan Disclosures; Attestations; Provider Directories

Directories, Network Adequacy
State Law

Surprise Billing Consumer Protection Act

06/13/2024 Georgia Sections 33-20E-1 through 33-20E-26

Title; Applicability; Application to health benefit plans under the Employee Retirement Income Security Act of 1974; Payment for emergency medical services; Payment for nonemergency medical services; Restriction prohibited; Covered person’s financial responsibility; All-payer health claims data base; Request for arbitration; When requests for arbitration must be dismissed; Insurer’s obligation to provide information; Penalties for a provider’s failure to timely provide requested data to the Commissioner; Rules; opportunity to settle; referral to resolution organization; Selection of arbitrator; Arbitration filings; Arbitrator’s decision; Payment; Referral to governing authority; When lawsuits are prohibited; Reports by resolution organizations; Commissioner reports; Georgia Administrative Procedure Act; Reporting to credit reporting agency prohibited; Network adequacy requirements; Insurer annual report and Commissioner’s determination of compliance; Monetary penalties.

Network Adequacy, OON-Payment Issues
State Law

Oregon Admin. Rules-Insurance Regulation-Chapter 836-Division 53. Health Benefit Plans

08/20/2023 Oregon Section 836-053-0340

Factor-Based Evidence of Compliance with Network Adequacy Requirements

Network Adequacy
State Law

Dept. of Prof. & Fin. Regulation-Chapter 850-Health Plan Accountability

08/07/2023 Maine Sections 1-10

Purpose; Authority; Applicability and Scope; Affordable Care Act; Definitions; Quality Assurance Standards; Access to Services; Adverse Health Care Treatment Decisions; Grievance Register and Grievance Procedures; Reporting Requirements; Effective Date

Credentialing-Deadlines, Credentialing-Due Process-Denial of Contract, Network Adequacy, Retroactive Denial, State Medical Necessity Appeals-Deadlines, State Medical Necessity Decisions-Deadlines, U.R. Criteria