State Laws

Search state statutes and regulations in all 50 states and the District of Columbia to find out what rights you have in your state and what other states are doing to empower physicians and patients in the face of health insurer market power.

State Law

Illinois Compiled Statutes-215 ILCS 124/-Network Adequacy and Transparency Act

03/24/2025 Illinois Sections 124/5, 124/10, 124/15, 124/20, 124/25 and 124/55

Definitions; Network adequacy; Notice of nonrenewal or termination; Transition of services; Network transparency; Uniform electronic provider directory information
notification forms

Anti-gag clause, Continuity of Care Post-Contract, Directories, Network Adequacy
State Law

Revised Code of Washington-Title 48-Chapter 48.49-Balance Billing Protection Act

12/19/2024 Washington Sections 48.49.003, 48.49.005, 48.49.010, 48.49.040, 48.49.070, 48.49.080, 48.49.090, 48.49.130, 48.49.135, 48.49.160, and 48.49.170,

Findings—Intent—2019 c 427; Short title; Definitions; Dispute resolution process—Determination of commercially reasonable payment amount; Requirement to provide certain information on website or upon consumer request—Requirement to provide carriers with nonemployed provider lists; Health care provider—Requirement to provide certain information on website or upon consumer request—Requirement to submit network status information to carriers; Carrier—Requirement to update website and provider directory—Requirement to provide enrollee with certain information; Application of chapter to self-funded group health plans that elect to participate in balance billing protection provisions—Annual notice to commissioner; Determining the adequacy of provider networks—Required considerations; Allowed amounts paid to nonparticipating providers; Application of state and federal requirements—Applicability information access—Waivers prohibited

Directories, Network Adequacy, OON-Payment Issues
State Law

Michigan Compiled Laws-Chapter 500. Insurance Code of 1956-Chapter 22. The Insurance Contract

11/02/2023 Michigan Section 2122a

Health insurance policy; written summary requirements; style, arrangement and appearance of policy; electronic copy permissible; “board certified” defined.

Directories
State Law

Illinois Admin. Code-Title 50. Insurance-Part 4540. Network Adequacy and Transparency

07/21/2023 Illinois Sections 4540.10 through 4540.80

Purpose and Scope; Applicability; Definitions; Filing Procedures; Material Changes to a Network; Provider Directory Audits; Notice of Nonrenewal or Termination; Confidentiality

Anti-gag clause, Directories, Network Adequacy
State Law

Oklahoma Statutes-Title 36. Insurance

07/16/2023 Oklahoma SB 442 (2023)

Health benefit plan directories

Directories
State Law

Texas Statutes-Insurance Code-Title 8-Subtitle F-Chapter 1451-Subchapter K. Health Care Provider Directories

07/14/2023 Texas Sections 1451.501, 1451.504 and 1451.505

Definitions; Physician and Health Care Provider Directories; Physician and Health Care Provider Directory on Internet Website

Directories
State Law

Indiana Code-Title 27-Article 8-Chapter 11-Accident and Sickness Insurance─Reimbursement Agreements

12/19/2024 Indiana Sections 27-8-11-1, 27-8-11-4.5, 27-8-11-7, 27-8-11-8, 27-8-11-9, 27-8-11-11, 27-8-11-13

Definitions; Permitted Disclosures by Providers; Coverage of Benefit or Service; Payment of Provider, Application; Provider Credentialing; Provider Directories; Preferred Provider Agreement Prohibitions; Insurer Payment to Insured for Service Rendered by Noncontracted Provider; Requirements; Fully Credentialed Provider Reimbursement; Requirements

Anti-gag clause, Anti-retaliation, Credentialing-Deadlines, Credentialing-Payment Issues, Directories, Most Favored Nation
State Law

Health and Safety Code-Division 2-Chapter 2.2. Health Care Service Plans-Article 5. Standards

08/29/2023 California Sections 1367.03 and 1367.031

Network Adequacy; Directories

Directories, Network Adequacy
State Law

The Insurance Company Law of 1921 (P.L.682, No.284)

08/22/2023 Pennsylvania Section 2136

Required Disclosure

Directories
State Law

The Insurance Company Law of 1921 (P.L.682, No.284)

08/22/2023 Pennsylvania Section 2111

Responsibilities of insurers and MA and CHIP managed care plans

Directories