State Laws

Search state statutes and regulations in all 50 states and the District of Columbia to find out what rights you have in your state and what other states are doing to empower physicians and patients in the face of health insurer market power.

State Law

Texas Statutes-Insurance Code-Title 8-Subtitle C-Chapter 1275. Subchapters A and B

07/19/2023 Texas Sections 1275.001, 1275.002, 1275.003, 1275.004, 1275.051, and 1275.052

Definitions; Applicability of Chapter; Balance Billing Prohibition Notice; Out-of-Network Claim Dispute Resolution; Emergency Care Payments; Out-of-Network Facility-Based Provider Payments

Prompt Payment Deadlines
State Law

Georgia Code-Title 33-Chapter 6- Article 2-Unfair Claims Settlement Practices

07/14/2023 Georgia Section 33-6-34

Unfair Claims Settlement Practices

Prompt Payment Deadlines
State Law

Indiana Code-Title 27-Article 13-HMOs-Chapter 36.2. Provider Payment

07/13/2023 Indiana Sections 27-13-36.2-1, 27-13-36.2-3, 27-13-36.2-4, 27-13-36.2-4.5, 27-13-36.2-6; 27-13-36.2-8; 27-13-36.2-9

“Clean Claim” Defined; Notice of Deficiencies in Claims; Payment or Denial of Claims, Interest; Limitations on an Insurer’s Ability to Alter CPT Code or Pay for a CPT Code of Lesser Monetary Value; Civil Penalties; Claim Payment Errors; Claim Overpayment Adjustment

Payment Edits, Prompt Payment Deadlines
State Law

Indiana Code-Title 27-Article 8-Chapter 5.7-Accident and Sickness Insurance; Provider Payment

07/12/2023 Indiana Sections 27-8-5.7-2, 27-8-5.7-2.5, 27-8-5.7-3, 27-8-5.7-5, 27-8-5.7-6, 27-8-5.7-6.5, 27-8-5.7-8, 27-8-5.7-10, 27-8-5.7-11

“Clean Claim” Defined; “CPT Code” Defined; “Insurer” Defined; Notice of Deficiencies in Claims; Payment or Denial of Claims, Interest; Limitations on an insurer’s ability to alter CPT code or pay for a CPT code of lesser monetary value; Civil Penalties; Claim Payment Errors; Claim Overpayment Adjustment

Overpayments / Recoupments, Payment Edits, Prompt Payment Deadlines
State Law

Maryland Statutes-Article 15. Insurance

08/07/2023 Maryland Section 15-113

Health Insurance – Two–Sided Incentive Arrangements

Amendments, Fee Schedules, Overpayments / Recoupments, Participation in Products, Plans, or Networks, Payment Edits, Payment Rules, Prohibited financial incentives, Prompt Payment Deadlines, Risk—Physicians Taking
Federal Law

Title 45-Public Welfare-Subtitle A-Subchapter B-Part 149. Surprise Billing and Transparency Requirements

08/30/2023 45 CFR Sections 149.10, 149.20, 149.30, 149.110, 149.120, 149.130, 149.140, 149.150, 149.410, 149.420, 149.430, 149.440, 149.450, 149.510, and 149.520

Basis and scope; Applicability; Definitions; Preventing surprise medical bills for emergency services; Preventing surprise medical bills for non-emergency services performed by nonparticipating providers at certain participating facilities; Preventing surprise medical bills for air ambulance services; Methodology for calculating qualifying payment amount; Complaints process for surprise medical bills regarding group health plans and group and individual health insurance coverage; Balance billing in cases of emergency services; Balance billing in cases of non-emergency services performed by nonparticipating providers at certain participating health care facilities; Provider and facility disclosure requirements regarding patient protections against balance billing; Balance billing in cases of air ambulance services; Complaint process for balance billing regarding providers and facilities; Independent dispute resolution process; Independent dispute resolution process for air ambulance services.

OON-Payment Issues, Prompt Payment Deadlines
Federal Law

Title 29-Labor-Subtitle B-Chapter XXV-Subchapter L-Part 2590-Subpart D. Surprise Billing and Transparency Requirements

08/30/2023 29 CFR Sections 2590.716-1, 2590.716-2, 2590.716-3, 2590.716-4, 2590.716-5, 2590.716-6, 2590.716-7, 2590.716-8, 2590.717-1, and 2590.717-2

Basis and scope; Applicability; Definitions; Preventing surprise medical bills for emergency services; Preventing surprise medical bills for non-emergency services performed by nonparticipating providers at certain participating facilities; Methodology for calculating qualifying payment amount; Complaints process for surprise medical bills regarding group health plans and group health insurance coverage; Independent dispute resolution process; Preventing surprise medical bills for air ambulance services; Independent dispute resolution process for air ambulance services

OON-Payment Issues, Prompt Payment Deadlines
Federal Law

Title 26-Internal Revenue-Chapter I-Subchapter D-Part 54. Pension Excise Taxes

08/30/2023 26 CFR Sections 54.9816-1T, 54.9816-2T, 54.9816-3T, 54.9816-4T, 54.9816-5T, 54.9816-6, 54.9816-6T, 54.9816-7T, 54.9816-8T, 54.9816-8T, 54.9817-1T, 54.9817-2, 54.9817-2T

Basis and scope (temporary); Applicability (temporary); Definitions (temporary); Preventing surprise medical bills for emergency services (temporary); Preventing surprise medical bills for non-emergency services performed by nonparticipating providers at certain participating facilities (temporary); Methodology for calculating qualifying payment amount; Methodology for calculating qualifying payment amount (temporary); Complaints process for surprise medical bills regarding group health plans (temporary); Independent dispute resolution process, Independent dispute resolution process (temporary); Preventing surprise medical bills for air ambulance services (temporary); Independent dispute resolution process for air ambulance services (temporary)

OON-Payment Issues, Prompt Payment Deadlines
Federal Law

Title 42-The Public Health And Welfare-Chapter 6A-Subchapter XXV-Part D. Additional Coverage Requirements

08/30/2023 42 USC Sections 300gg-111 and 300gg-112

Preventing surprise medical bills; Ending surprise air ambulance bills

OON-Payment Issues, Prompt Payment Deadlines
Federal Law

Title 29-Labor-Chapter 18-Subchapter I-Part 7-Subpart B. Other requirements

08/30/2023 29 USC Sections 1185e and 1185f

Preventing surprise medical bills; Ending surprise air ambulance bills

OON-Payment Issues, Prompt Payment Deadlines